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  5. Pledges accounting in pawnshops
Rating: 4.9. Number of organizations: 985
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Operating system: Windows, Android, macOS
Group of programs: Business automation

Pledges accounting in pawnshops

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Quick transition.
What do you want to do now?

If you want to get acquainted with the program, the fastest way is to first watch the full video, and then download the free demo version and work with it yourself. If necessary, request a presentation from technical support or read the instructions.



A screenshot is a photo of the software running. From it you can immediately understand what a CRM system looks like. We have implemented a window interface with support for UX/UI design. This means that the user interface is based on years of user experience. Each action is located exactly where it is most convenient to perform it. Thanks to such a competent approach, your work productivity will be maximum. Click on the small image to open the screenshot in full size.

If you buy a USU CRM system with a configuration of at least “Standard”, you will have a choice of designs from more than fifty templates. Each user of the software will have the opportunity to choose the design of the program to suit their taste. Every day of work should bring joy!

Pledges accounting in pawnshops - Program screenshot

The successful and profitable activity of pawnshops largely depends on how correctly the value of the property taken as collateral is estimated and on the timeliness of revaluation. The more actively the company's business is, the larger the database to record data on collateral becomes, and the more difficult it is to control. In this regard, pawnshops should use suitable software, in which many operations and calculations will be automated. In response to such a request, our developers have created the USU Software - a program that has no restrictions in the range of accepted pledged property, supports work with vehicles and real estate, allows you to assess the value of property considering market conditions and other factors, indicate its location, and upload related documents and photographs. With the use of the tools of our program, the accounting of pledges in pawnshops will become much more efficient since when the pledged property is bought out, the system automatically recalculates the amount of money at the updated exchange rate. Automatic updating of data on changes in exchange rates allows you to receive additional income from them, as well as to timely insure currency risks.

Automation of pawnshop operations, calculations, and pledges accounting eliminates errors during operations and make them much better. For each loan issued, you can choose any, including the most complex settlement mechanisms, as well as various currency regimes. To make the sale of unredeemed collaterals as efficient as possible, the program provides you with a visual calculation of the list of all pre-sale expenses, as well as the amount of profit that will be obtained upon the transaction. The mechanisms and technologies of our computer system contribute to the optimization of the entire complex of processes carried out in the pawnshop, it allows us to improve the internal organization, provides opportunities to ensure constant control over the personnel and their diligence, has powerful analytical functionality, and a visual database.

Who is the developer?

Akulov Nikolay

Expert and chief programmer who participated in the design and development of this software.

Date this page was reviewed:
2024-11-21

USU Software is designed to maximize the convenience and ease of operation of a pawnshop. The laconic structure of the system is made up of three sections that perform their tasks and are interconnected with each other. The ‘Modules’ section acts as the main workspace and contains several additional tabs to consider the most different aspects of the pawnshop's work. It provides registration of loan agreements, accounting of pledges, monitoring of financial movements, control and settlement of arising debts. Monitor all monetary transactions in real-time and assess the validity of certain payments and timely receipt of payments. Moreover, when the contract is extended, an additional agreement is automatically formed on changing the terms of the contract, which allows to systematize the office work process and pledges accounting.

The ‘References’ section is a single information resource of the computer system. Various data are structured in the catalogues: interest rates, types of collateral, customer categories, divisions, and legal entities. Each catalogue in the libraries contains information of a specific category, which can be updated as needed. The ‘Reports’ section is of particular interest to the pawnshop management, as it promotes thorough management accounting and analysis. Using its tools, check the compliance of actual and planned performance indicators, monitor the availability of sufficient cash balances, analyse the dynamics and changes in the composition of income, and expenses, as well as the structure of the collateral, monitor the rate of increase or decrease in monthly profits. USU Software technologies that improve all aspects of work will help you successfully solve any problems and significantly expand the scale of your business!

When starting the program, you can select the language.

When starting the program, you can select the language.

You can download the demo version for free. And work in the program for two weeks. Some information has already been included there for clarity.

Who is the translator?

Khoilo Roman

Chief programmer who took part in the translation of this software into different languages.



Due to the mechanism of internal communications, cashiers receive notifications in the system about the amount of money to be provided to the client and record the fact of the issue or pledge. The transparency of the database allows you to view a detailed list of data of each transaction: the amount of funds issued, the method of calculating interest, the currency of payments, and others. Managers can choose a multi-currency accounting mode, set an interest rate on a daily or monthly basis, attach collateral related investments and more.

You do not have to spend a lot of time on the approval of contracts, documents, and pledges, as your employees will form documentation and contracts on pre-established forms. Monitor whether the employees have fulfilled the tasks assigned to them: whether a call was made to the client, what response was received, and others.



Order a pledges accounting in pawnshops

To buy the program, just call or write to us. Our specialists will agree with you on the appropriate software configuration, prepare a contract and an invoice for payment.



How to buy the program?

Installation and training are done via the Internet
Approximate time required: 1 hour, 20 minutes



Also you can order custom software development

If you have special software requirements, order custom development. Then you won’t have to adapt to the program, but the program will be adjusted to your business processes!




Pledges accounting in pawnshops

Determining the amount of piecework wages will not be difficult since you can download the income statement and calculate the appropriate remuneration for managers. Assess liquidity, solvency, and stability, as well as make forecasts of the company's financial condition in the future.

Use the methods of informing clients and internal communications that are most convenient. Send letters by e-mail, send SMS messages, use the call function or Viber service.

For loans on which there is a debt, you can calculate the amount of interest. Develop discounts and special offers for your clients. Financial and management accounting tools of pledges optimize the cost structure, increase business profitability, and determine the most promising areas for further development. Documentation and reporting templates can be customized considering the peculiarities and rules of the internal workflow to form uniform rules for office work. There are 50 different design styles to choose from, as well as the ability to keep records in different languages.

You will not have to doubt the security of your data since each user receives the access rights that correspond to the work performed. Laconic design, convenience, and intuitive interface of the pledges accounting program make the work simple and quick for any user, regardless of the level of computer literacy. To gain more detailed information about the capabilities, tools, and functions of our software, download the demo version on this page after the product description.