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  5. App for a pawnshop accounting
Rating: 4.9. Number of organizations: 515
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Operating system: Windows, Android, macOS
Group of programs: Business automation

App for a pawnshop accounting

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Quick transition.
What do you want to do now?

If you want to get acquainted with the program, the fastest way is to first watch the full video, and then download the free demo version and work with it yourself. If necessary, request a presentation from technical support or read the instructions.



A screenshot is a photo of the software running. From it you can immediately understand what a CRM system looks like. We have implemented a window interface with support for UX/UI design. This means that the user interface is based on years of user experience. Each action is located exactly where it is most convenient to perform it. Thanks to such a competent approach, your work productivity will be maximum. Click on the small image to open the screenshot in full size.

If you buy a USU CRM system with a configuration of at least “Standard”, you will have a choice of designs from more than fifty templates. Each user of the software will have the opportunity to choose the design of the program to suit their taste. Every day of work should bring joy!

App for a pawnshop accounting - Program screenshot

Accounting in pawnshops has its specifics, inherent only in this service sector. However, the activities of a pawnshop are not like the work of a bank or other credit institution. Pawnshops are somewhat more convenient since they help, in case of emergency, to obtain the necessary funds, without wasting time collecting income statements, looking for a guarantor, and others. The activity of pawnshop lending has not only distinctive features in practice but also requires a different approach to accounting. This work needs to be structured in two directions as accounting should go side by side with management accounting, otherwise, it will be difficult to call the company's work truly effective.

In accounting, you need to understand what documents should regulate the activities of a pawnshop. It is believed that this organization lends money secured by valuable movable property, but the work is not limited only to this. Depending on the profile of the activity, the pawnshop can, within the limits of legal restrictions, sell an unclaimed property that the borrowers left behind. This area needs to be accounted and paid taxes on a par with the company's income, although the implementation of entrepreneurial activity, in this case, is not considered for a pawnshop. Income in the accounting should consider the interest received on the loan, as well as the payment by the client of the assessment of the collateral.

Accounting of pledges deserves special attention. The accountant registers the things handed over to the pawnshop according to the amount of the assessment, no more and no less, and the amount specified in the security ticket. When issuing a loan, the pawnshop draws up not only an agreement but also a security ticket. The amount is set by the pawnshop itself. The market value of the collateral to hand out to the client is not regulated by the law. Usually, this is from 35 to 55 percent of the cost. When conducting accounting and tax reporting, a pawnshop needs to be guided by the current laws of the state in which it operates.

Management accounting in pawnshops needs reliable information at every stage of work. It is necessary to consider the ‘purity’ of the collateral, to check it using the most accessible methods. A car that was pledged could be stolen as well as jewellery. In this case, in the absence of accounting, the pawnshop risks. In the event of the confiscation of such property, the state does not compensate the costs of the pawnshop for a loan and the costs of temporary storage.

Who is the developer?

Akulov Nikolay

Expert and chief programmer who participated in the design and development of this software.

Date this page was reviewed:
2024-11-05

The work of the personnel is subject to accounting in the pawnshop. If this area of management accounting is implemented effectively, clients will be pleased to seek help, and employees will work promptly, saving their and the borrower's time. The documentation that accompanies transactions in pawnshop lending needs separate accounting. It should not contain errors and inaccurate wording.

The special app can help to facilitate the maintenance of all forms of accounting. It was developed by the employees of the USU Software to ensure the needs of the pawnshop. The app has many useful functions, it is easily adaptable to the needs and characteristics of the company, scalable, and, therefore, ideal for entrepreneurs who plan to expand their business in the future.

The app has a simple and intuitive interface that is easy for all employees to work with. Each user to gain greater psychological comfort and easy adaptation will be able to customize the design of the system following their personal preferences. The USU Software keeps records of all types, including accounting and tax. The app helps to build high-quality management accounting for work with personnel, the activities of the pawnshop team, each loan, and collateral. The app can generate documents automatically, which saves people from the need to carry out routine paperwork and increases the productivity and speed of their work.

Accounting in pawnshops with USU Software becomes simple and affordable, permanent and multi-stage. The app is quickly implemented, easily installed by representatives of the developer company via the Internet. The demo version can be downloaded free of charge on our website. The developers provide technical support to all states. The app has multi-language settings. Moreover, there is no subscription fee.

When starting the program, you can select the language.

When starting the program, you can select the language.

You can download the demo version for free. And work in the program for two weeks. Some information has already been included there for clarity.

Who is the translator?

Khoilo Roman

Chief programmer who took part in the translation of this software into different languages.



The app covers not only the financial side of the firm's activities but also all other areas. It divides the general information flow into groups and provides detailed reports in the form of graphs, tables, and diagrams. The head of the pawnshop can adjust the frequency of receiving reports that suits to the activities of the company.

After installation, the app starts to unite separate divisions, offices, and branches of a credit institution into single information space. Inside such a corporate network, employees will be able to quickly exchange the necessary information and the manager can control both the entire network and a separate pawnshop from a single ‘coordination centre’ remotely. All the necessary accounting information will be displayed on the monitor when there is a request.

The pawnshop accounting app creates useful and informative customer databases. Unlike most other automation programs, there is not only contact information and brief information about the loan but also a complete history of cooperation with attached photos, video files, copies of documents, and personal comments of managers. It is such a base that helps to build reliable business relationships with borrowers since it is easy to understand from it what the preferences, wishes, and expectations of each client are.

The app will not only keep track of customers but also provide interesting ways to communicate with them. Pawnshop employees can send SMS without spending on an advertising campaign. Using it, you can notify customers about upcoming events and promotions. Personal SMS mailing is an opportunity to remind individual borrowers about the payment deadlines, as well as to make advantageous offers. To support fans of communication on the Internet, the program offers options to send important messages via e-mail or Viber. Some borrowers find this form of communication more convenient. When setting up voice notifications, you can instruct the app to call customers. It cannot only tactfully and in a pleasant voice remind you of the loan maturity but also congratulate you on your birthday, name day, and a professional holiday on behalf of the company. Customers will be pleased with this and their loyalty will start to grow.



Order an app for a pawnshop accounting

To buy the program, just call or write to us. Our specialists will agree with you on the appropriate software configuration, prepare a contract and an invoice for payment.



How to buy the program?

Installation and training are done via the Internet
Approximate time required: 1 hour, 20 minutes



Also you can order custom software development

If you have special software requirements, order custom development. Then you won’t have to adapt to the program, but the program will be adjusted to your business processes!




App for a pawnshop accounting

USU Software keeps records of each loan - issued, repaid, or partially repaid. Managers supplement each loan with a complete ‘dossier’ with photographs of the collateral, an appraisal certificate, an acceptance certificate, as well as an agreement and payment documentation. The pawnshop accounting app can calculate interest on the loan automatically, depending on the terms of the agreement, loan term, rules, and periods.

The software works in a multi-currency mode. It does not affect the accounting and does not confuse. When the exchange rate changes, the app automatically recalculates the amounts at the exchange rate on the day of the financial transaction. The head of the pawnshop will be able to carry out any planning, adopt a budget, carry out long-term strategic or marketing planning, and forecasting. These processes are assisted by a unique convenient built-in scheduler with a time orientation. For all other employees, this tool will be useful to rationally use working hours, without forgetting about anything important.

The app automatically draws up all the documents necessary for the work of the pawnshop and accounting. On request, the software can be integrated with the information and legal base of the state, and then the innovations in the documentation should be updated following the amendments made to the legislation.

Quickly serve customers without missing out on anything important. The program automatically generates the agreement, like all attachments to it, and the check and security ticket for the borrower are printed directly from the program. If the loan maturity is overdue, the system automatically starts to calculate fines and penalties considering the existing rates in the company.

With the help of the app, the manager can see the efficiency and productivity of each employee. For each worker, a complete and detailed account of the time worked, the volume of work performed, and its quality will be made. Based on this data, reward the best and fire the worst. The app automatically calculates the salary. The system saves all payments for any period. Accounting can be kept on the income and expenses of the maintenance of the company. Details of payments show possible directions of future optimization. Employees and regular customers will be able to evaluate the capabilities of specially developed configurations of the pawnshop accounting app.