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Every organization uses different payment methods. Customers can pay in different ways by purchasing goods or services. And also the company itself can pay suppliers in different ways.
In our time of developed competition, it is very important to know how not to lose a client. Different people prefer different payment methods. Some people pay in cash. Others go with a bank card. And still others do not even want to carry a card so as not to lose it. They can pay for goods or services using a QR code on their phone. Also, do not forget about the old generation of people who also want not to be missed as customers. Age customers do not accept everything new. Most often they prefer to use cash.
In order not to miss any of those or other customers, the company needs to adapt to each customer. In order not to lose new and old customers, you need to keep up with the times. The main goal of any business is to make money . In order to reach the stage when the client is ready to buy something from you, you need to spend a lot of time and effort. Therefore, any manager will gladly provide support for different payment methods. Each organization usually becomes customer-oriented without any problems, so as not to lose customers and money. Each company is trying to make the most of it, so it will be easy to answer the question of how not to miss a client!
Each payment method has its own advantages and disadvantages. Bank cards have replaced cash, but cannot completely replace them. The advantage of paying with a bank card is that you do not need to carry cash with you, which can be stolen. This is especially convenient when you need to pay a fairly large amount of money.
But paying by credit card is not so convenient for the seller. For each payment that goes through the bank, the seller is forced to pay a small percentage to the bank for mediation. This service is called acquiring . And when there are many buyers, even small bank commissions add up to a tangible amount of lost money.
In addition, some organizations may conduct double bookkeeping: "white" and "black". "White Accounting" is official. "Black bookkeeping" - unofficial, that is, real. And the problem is that you have to show in the tax accounting all the money that went through the bank. Because any state controls the turnover of businessmen. And, if taxes pay interest on a smaller amount than received in a bank account, then immediately the state will suspect something was wrong. Bank accounts will be blocked. And the state check will be sent to the organization. The company will lose time and a lot of money in the form of fines and lost revenue during its downtime.
For buyers, paying by credit card also carries certain risks. For example, a buyer can spend more money from the card than what is written on his payroll. In such cases, the state will also take note that you cannot spend more than you earn. In this case, the buyer will substitute both himself and his employer. Because the state authorities will check both. The buyer will be screened for undeclared income. And the employer will be checked for double-entry bookkeeping and the issuance of a “gray salary”. A "grey salary" is an unofficial salary that is not taxed.
Also, a big problem with bank cards is revealed in emergency situations when electricity or the Internet is turned off. Yes, in our time of troubles there are such situations. The bank terminal will not be able to accept the card, you will have to run to the ATM for cash.
And immediately you will face another problem when using bank cards - this is the commission for withdrawing money from an ATM. Many pay their salaries to the card. But then the bank happily takes part of the money for itself when issuing cash from an ATM.
Despite all the disadvantages of using bank cards, many governments are promoting banking technologies at the state level. In many countries there is a law according to which every organization must accept payment by bank cards without fail.
The USU program does not impose anything on its users. You have every right to choose absolutely any payment methods that you like. Enter them into the program and use them for the benefit of your business.
When yours is full directory of currencies with which you work, you can make a list "payment methods" .
Payment methods are places where money can reside. This includes ' cashier ', where they accept payment in cash, and ' bank accounts '.
You can 
use pictures for any values to increase the visibility of textual information.
If you give money to a certain employee in a sub-report so that he buys something and then returns the change, then such an employee can also be added here to track his balance of funds.
Double-click to open each payment method on editing and make sure it has the right one selected "currency" . If required, change the currency.
You can even enter the name of the currency in the name of the payment method, for example: ' Bank account. USD '. And if the currency is not specified explicitly, then it will be considered that the payment method is in the national currency.
Please note that payment methods are marked with certain checkboxes.
Can be set "basic" payment method, so that in the future, when making a payment, it is substituted automatically and speeds up the work process. This checkbox must be checked for only one payment method.
If you are using fake money for settlements, then check it off "virtual money" .
Medical institutions work with insurance companies. If you add an insurance company as a payment method, do not forget to mark it "corresponding tick" .
A special checkmark must be placed next to the payment method "bonuses" . Bonuses are virtual money that you can accrue to customers so that in pursuit of bonuses they spend even more real money.
Read how you can set up bonus accrual by card number .
Learn how to mark payment when working with an insurance company .
Here it is written how to mark the receipt or expenditure of funds at any cash desk or bank account.
See below for other helpful topics:
Information visualization
Universal Accounting System
2010 - 2024
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