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Iindlela zokuhlawula ezahlukeneyo

Iintlobo zentlawulo

Wonke umbutho usebenzisa iindlela ezahlukeneyo zokuhlawula. Abathengi banokuhlawula ngeendlela ezahlukeneyo ngokuthenga iimpahla okanye iinkonzo. Kwaye inkampani ngokwayo inokuhlawula ababoneleli ngeendlela ezahlukeneyo.

Indlela yokungalahlekelwa ngumxhasi?

Ngexesha lethu lokhuphiswano oluphuhlisiwe, kubaluleke kakhulu ukwazi ukuba ungalahlekelwa njani ngumxhasi. Abantu abohlukeneyo bakhetha iindlela ezahlukeneyo zokuhlawula. Abanye abantu bahlawula ngemali. Abanye bahamba nekhadi lebhanki. Kanti abanye abafuni nokuphatha ikhadi ukuze bangaphulukani nalo. Banokuhlawula iimpahla okanye iinkonzo ngokusebenzisa ikhowudi ye-QR kwifowuni yabo. Kwakhona, ungalibali malunga nesizukulwana esidala sabantu abafuna ukungaphoswa njengabathengi. Abathengi beminyaka abamkeli yonke into entsha. Amaxesha amaninzi bakhetha ukusebenzisa imali.

Ukuze ungaphoswa nabaphi na okanye abanye abathengi, inkampani kufuneka iziqhelanise nomthengi ngamnye. Ukuze ungalahlekelwa ngabathengi abatsha nabadala, kufuneka uhambisane namaxesha. Injongo ephambili yalo naliphi na ishishini kukwenza imali . Ukuze ufikelele kwinqanaba xa umxhasi ekulungele ukuthenga into evela kuwe, kufuneka uchithe ixesha elininzi kunye nomzamo. Ngoko ke, nawuphi na umphathi uya kukuvuyela ukubonelela ngenkxaso kwiindlela ezahlukeneyo zokuhlawula. Umbutho ngamnye uhlala ujolise kubathengi ngaphandle kweengxaki, ukuze ungalahlekelwa ngabathengi kunye nemali. Inkampani nganye izama ukwenza ubuninzi bayo, ngoko kuya kuba lula ukuphendula umbuzo wokuba ungaphuthelwa njani umxhasi!

Intlawulo ngekhadi letyala - izibonelelo kunye nokungalunganga

Izibonelelo zokuhlawula ngekhadi lebhanki

Indlela yokuhlawula nganye ineengenelo zayo kunye nokungalungi. Amakhadi ebhanki athathe indawo yemali, kodwa akanako ukuwabuyisela ngokupheleleyo. Inzuzo yokuhlawula ngekhadi lebhanki kukuba akukho mfuneko yokuba uphathe imali, enokuthi ibiwe. Oku kulula ngakumbi xa kufuneka uhlawule isixa esikhulu semali.

Ingozi yokuhlawula ngekhadi lebhanki kubathengisi

Kodwa ukuhlawula ngekhadi letyala akulula kangako kumthengisi. Ngentlawulo nganye ehamba ngebhanki, umthengisi unyanzelekile ukuba ahlawule ipesenti encinci ebhankini ukulamla. Le nkonzo ibizwa ngokuba kukufumana . Kwaye xa kukho abathengi abaninzi, kunye neekomishini zebhanki ezincinci zongeza kwixabiso elibonakalayo lemali elahlekileyo.

Ukongeza, eminye imibutho inokuqhuba ukugcinwa kweencwadi kabini: "mhlophe" kunye "nomnyama". "I-White Accounting" isemthethweni. "Ukugcinwa kweencwadi ezimnyama" - ngokungekho mthethweni, oko kukuthi, ngokwenene. Kwaye ingxaki kukuba kufuneka ubonise kwi-akhawunti yerhafu yonke imali eye yadlula ebhankini. Kuba naliphi na ilizwe lilawula ukuthengiswa koosomashishini. Kwaye, ukuba iirhafu zihlawula inzala kwixabiso elincinci kunelo elifunyenwe kwi-akhawunti yebhanki, ngoko nangoko urhulumente uya kukrokrela ukuba kukho into engalunganga. Iiakhawunti zebhanki ziya kuvalwa. Kwaye itshekhi karhulumente iya kuthunyelwa kumbutho. Inkampani iya kuphulukana nexesha kunye nemali eninzi ngendlela yezohlwayo kwaye ilahlekelwe yingeniso ngexesha layo lokuphumla.

Ububi bokuhlawula ngekhadi letyala kubathengi?

Kubathengi, ukuhlawula ngekhadi letyala kukwathwala umngcipheko othile. Ngokomzekelo, umthengi unokuchitha imali eninzi kwikhadi kunaleyo ibhalwe kumvuzo wakhe. Kwiimeko ezinjalo, urhulumente uya kuqaphela ukuba awunakuchitha ngaphezulu kunomvuzo owufumanayo. Kule meko, umthengi uya kufaka yena kunye nomqeshi wakhe endaweni yakhe. Ngenxa yokuba amagunya karhulumente aya kukhangela zombini. Umthengi uya kujongwa ukufumana umvuzo ongachazwanga. Kwaye umqeshi uya kukhangelwa ukugcinwa kweencwadi kabini kunye nokukhutshwa "komvuzo ompunga". "Umvuzo ongwevu" ngumvuzo ongekho semthethweni ongatsalelwa rhafu.

Xa kungenakwenzeka ukuhlawula ngekhadi?

Kwakhona, ingxaki enkulu ngamakhadi ebhanki ibonakaliswe kwiimeko ezingxamisekileyo xa umbane okanye i-intanethi ivaliwe. Ewe, kwixesha lethu leenkathazo zikho iimeko ezinjalo. Itheminali yebhanki ayizukwazi ukulamkela ikhadi, kuya kufuneka ubalekele kwi-ATM ukuze ufumane imali.

Imali yokurhoxiswa kwe-ATM

Kwaye ngokukhawuleza uya kujongana nenye ingxaki xa usebenzisa amakhadi ebhanki - le ikhomishini yokuhoxiswa kwemali kwi-ATM. Abaninzi bahlawula imivuzo yabo kwikhadi. Kodwa ke ibhanki ngovuyo ithatha inxalenye yemali ngokwayo xa ikhupha imali kwi-ATM.

Inkxaso karhulumente kumakhadi ebhanki

Nangona zonke iintswelo zokusebenzisa amakhadi ebhanki, oorhulumente abaninzi bakhuthaza ubugcisa bebhanki kwinqanaba likarhulumente. Kumazwe amaninzi kukho umthetho othi umbutho ngamnye uyamkele intlawulo ngamakhadi ebhanki ngaphandle kokusilela.

Inkqubo ye -USU ayinyanzeli nantoni na kubasebenzisi bayo. Unelungelo lokukhetha ngokupheleleyo naziphi na iindlela zokuhlawula ozithandayo. Zingenise kwinkqubo kwaye uzisebenzisele inzuzo yeshishini lakho.

Misela iindlela zokuhlawula

Uluhlu lweeakhawunti zebhanki, amakhadi ebhanki kunye neesefu

Xa eyakho igcwele uluhlu lweemali osebenza ngazo, ungenza uluhlu "iindlela zokuhlawula" .

Iindlela zokuhlawula ziindawo apho imali inokuhlala khona. Oku kubandakanya ' cashier ', apho bamkela intlawulo ezinkozo, kunye ' nee-akhawunti zebhanki '.

Unga sebenzisa imifanekiso yawo nawaphi na amaxabiso ukwandisa ukubonakala kolwazi lombhalo.

Ukukhutshwa kwemali kwi-akhawunti

Ukuba unika umsebenzi othile imali kwingxelo engaphantsi ukuze athenge into aze abuyisele utshintsho, ngoko ke umqeshwa onjalo unokongezwa apha ukulandelela ibhalansi yemali yakhe.

Ikweyiphi imali iakhawunti yebhanki?

Cofa kabini ukuvula indlela yentlawulo nganye ukuhlela kwaye uqinisekise ukuba ineyona echanekileyo ekhethiweyo "imali" . Ukuba kuyimfuneko, tshintsha imali.

Ungafaka negama lemali kwigama lendlela yokuhlawula, umzekelo: ' Iakhawunti yebhanki. USD '. Kwaye ukuba imali ayichazwanga ngokucacileyo, ngoko kuya kuqwalaselwa ukuba indlela yokuhlawula ikwimali yelizwe.

Amanqaku akhethekileyo

Nceda uqaphele ukuba iindlela zokuhlawula ziphawulwe ngeebhokisi ezithile zokukhangela.

• Inokusetwa "isiseko" indlela yokuhlawula, ukwenzela ukuba kwixesha elizayo, xa wenza intlawulo, ifakwe endaweni ngokuzenzekelayo kwaye ikhawulezise inkqubo yomsebenzi. Le bhokisi yokukhangela kufuneka ikhangelwe indlela enye yentlawulo.

• Ukuba usebenzisa imali yomgunyathi ukuhlalisa, yiyeke "imali ebonakalayo" .

• Amaziko ezonyango asebenza neenkampani zeinshorensi. Ukuba ungeze inkampani ye-inshurensi njengendlela yokuhlawula, ungalibali ukuyimakisha "uphawu oluhambelanayo" .

• Itshekhimark ekhethekileyo kufuneka ibekwe ecaleni kwendlela yokuhlawula "iibhonasi" . Iibhonasi yimali ebonakalayo onokuthi uyifumane kubathengi ukuze ngokusukela iibhonasi bachithe imali yokwenyani nangakumbi.

Iibhonasi ngenombolo yekhadi

Funda indlela onokwenza ngayo ibhonasi ye-accrual ngenombolo yekhadi .

Ukusebenza neenkampani zeinshurensi

Funda indlela yokumakisha intlawulo xa usebenza nenkampani yeinshurensi .

Yenza inkcitho yeemali

Apha kubhalwe indlela yokumakisha ukufunyanwa okanye inkcitho yeemali kuyo nayiphi na idesika yemali okanye iakhawunti yebhanki.

Jonga ngezantsi eminye imixholo eluncedo:

• Iibhonasi ngenombolo yekhadi
• Ukuboniswa kolwazi
• Uluhlu lweeMali
• UCwangciso lwezeMali
• Yenza uluhlu lweenkonzo
• Ukubalwa kweempahla zonyango
• Ubalo-mali lwentlawulo kubaboneleli bempahla
• Accounting kubathengi
• UCwangciso lwezeMali
• Shicilela ikhowudi yeQR
• Uluhlu lweenkampani zamahlakani
• Intlawulo yeenkonzo zenkampani yeinshurensi
• Ekuqaleni

• Khuphela inkqubo ngoqeqesho olusebenzayo