Operating system: Windows, Android, macOS
Group of programs: Business automation
Accounting of expenses on loans and borrowings
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Accounting of expenses of loans and borrowings in the USU Software reflects, as in the case of traditional accounting, the main and additional costs that occur when obtaining loans and borrowings. The main expenses include interest accrued on loans and borrowings, considering the interest rate established in the agreement, and the difference in the amount of payments due to fluctuations in the current exchange rate if loans and borrowings were issued in foreign currency, and their repayment is made in local money. Additional costs are various commissions associated with the process of obtaining loans and borrowings, paid to the bank in a lump sum or on an ongoing basis, and taxes, fees, overhead expenses associated with the application of a loan.
Organization of accounting of expenses of loans and borrowings in this automation program begins with the organization of the regulation of work processes, accounting procedures in the ‘References’ section, which is included in the menu along with two other sections, ‘Modules’ and ‘Reports’, but it is the ‘References’ block that is responsible for organizing the accounting of expenses on loans and borrowings, while the ‘Modules’ section ensures the maintaining of this accounting, and the ‘Reports’ section gives the analysis of accounting and the expenses themselves in the reporting period. There are only three blocks in the menu and, even though they perform different functions, they have the same internal organization - a system of tabs with almost the same heading according to the information embedded in them, which is the same in all three sections, but has a different purpose.
Who is the developer?
2024-04-20
Video of accounting of expenses on loans and borrowings
This video can be viewed with subtitles in your own language.
The ‘References’ section contains initial information about the organization itself, which will keep records of expenses on loans and borrowings, including information about assets, tangible and intangible, a chart of accounts for which expenses on loans and borrowings will be recorded and not only, a list of interest rates, list of affiliated persons, staffing table, activities, and other. Based on this information, the order of internal processes is organized, considering the hierarchy of relations, accounting procedures, and accompanying calculations. At the same time, the organization itself of accounting of expenses on loans and borrowings is subject to the rules and requirements officially approved in the financial industry and presented in the regulatory and reference base, built into the program and regularly updated, which allows accounting to always comply with them.
In the ‘Modules’ section, the organization registers its operational activities, which are carried out according to the regulations of processes and accounting, which was determined in the ‘References’ section, which organizes order in all aspects of program activities and regulating personnel activities. It represents a detailed list of operations performed by personnel in the performance of duties, the results obtained, the costs incurred - everything that accompanies the work of any organization, with documentary evidence of the accomplished.
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Who is the translator?
Khoilo Roman
Chief programmer who took part in the translation of this software into different languages.
Instruction manual
The ‘Reports’ section organizes the analysis of all those operations that were performed in the previous block ‘Modules’, and the assessment of the indicators obtained as a result of its outcomes, including the expenses on loans and borrowings. Due to the analysis, the organization gets the opportunity to improve its performance - to optimize resources and reduce costs, eliminate negative moments in work and improve the quality of processes, thereby increasing profits. The summary with the analysis of the expenses on loans and borrowings allows you to identify non-productive costs in servicing loans, exclude them from the next period. The personnel summary shows the effectiveness of each employee, measuring it by the number of tasks completed during the period following the plan, and the profit made. The marketing code gives an assessment of the productivity of advertising platforms used in promoting services, according to the difference between the costs invested in it and the profit received from customers who came from there. The finance report will graphically show the cash flow and give a comparison with the indicators of previous periods, including the deviation of actual expenses and income from planned ones.
All reports are generated with visualization of the significance of each indicator, which makes it possible, by manipulating them, to achieve better results, get rid of factors that negatively affect the formation of profits. Automatic analysis in this price range is provided only by USU Software, in alternative offers it is not, in those that are more expensive - yes, but is it worth paying more? This is to the question of the appropriateness of individual costs, which the analysis of funds also reveals in their reports provided at the end of each reporting period. The type of reports and summaries - tables, charts, graphs, they can be exported to any external format, because the program supports the conversion of internal documents for use in a convenient form, including printing.
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Accounting of expenses on loans and borrowings
In addition to the export function, the reverse import function works, which allows the organization to transfer to the program the entire amount of data that is accumulated before automation, while the operation will take a split second, the information is automatically distributed during the transfer along the specified path to the appropriate databases. The program does a lot of work on its own, freeing staff from them, which reduces labour and maintenance costs, speeds up work processes and their accounting. The automated system independently prepares all documents, including the package that is required when applying for loans, as well as accounting and mandatory reporting. To perform such work, a set of templates is built into the program, from where the autocomplete function selects the form corresponding to the purpose and fills it in with values.
The program does not have a subscription fee and the cost is indicated in the contract, depends on the set of services and functions, to which you can add new ones for an additional fee. The accounting of expenses program easily integrates with digital equipment, increasing the functionality of both parties and the quality of operations, including customer service, loans. The automated system independently performs all calculations, providing the calculation of payments and interest upon approval of the application, recalculation of payments upon loan withdrawal. Automatic calculations include the calculation of piecework wages since the entire scope of the work is presented in electronic journals, others are not included in the payment. Users work in personal electronic journals, where they mark completed tasks, register completed operations, enter primary and current work information. Personal electronic journals assume personal responsibility to ensure the timing of information provision and its quality, which is regularly assessed by management.
User information is marked with their logins at the time of entering the system, so it is also personal, these logins are assigned along with security passwords to enter. Users work in the program at the same time without the conflict of saving data since the provided multi-user interface solves the problems of sharing. This interface is still very simple, which, coupled with convenient navigation, makes this program available to all personnel without regard to their skills, experience of working on a computer. The variety of information entered the system increases the quality of the description of processes and makes it possible to quickly respond to identified emergency situations and correct them. The program offers users to choose the design of the workplace from more than 50 ready-made colour options, attached to the interface, through the scroll wheel. The interaction between employees is supported by an internal notification system that sends targeted pop-up messages to responsible persons with reminders.