Price: monthly
Buy the program

You can send all your questions to: info@usu.kz
Rating: 4.9. Number of organizations: 772
rating
Countries: All
Operating system: Windows, Android, macOS
Group of programs: USU software
Purpose: Business automation

accounting for credits debt

  • Copyright protects the unique methods of business automation that are used in our programs.
    Copyright

    Copyright
  • We are a verified software publisher. This is displayed in the operating system when running our programs and demo-versions.
    Verified publisher

    Verified publisher
  • We work with organizations around the world from small businesses to large ones. Our company is included in the international register of companies and has an electronic trust mark.
    Sign of trust

    Sign of trust


accounting for credits debt
This video can be viewed with subtitles in your own language.

Download demo version

Instruction manual

When starting the program, you can select the language.
Choose language

Premium-class program at an affordable price

1. Compare Configurations

Compare configurations of the program arrow

2. Choose a currency

JavaScript is off

3. Calculate the cost of the program

4. If necessary, order a virtual server rental

In order for all your employees to work in the same database, you need a local network between computers (wired or Wi-Fi). But you can also order the installation of the program in the cloud if:

  • You have more than one user, but there is no local network between computers.
  • Some employees are required to work from home.
  • You have several branches.
  • You want to be in control of your business even while on vacation.
  • It is necessary to work in the program at any time of the day.
  • You want a powerful server without the big expense.
Calculate the cost of a virtual server arrow

You pay only once for the program itself. And for the cloud payment is made every month.

5. Sign contract

Send the details of the organization or just your passport to conclude an agreement. The contract is your guarantee that you will get what you need. Contract

The signed contract will need to be sent to us as a scanned copy or as a photograph. We send the original contract only to those who need a paper version.

6. Pay with a card or other method

Your card may be in a currency that is no in the list. It's not a problem. You can calculate the cost of the program in US dollars and pay in your native currency at the current rate. To pay by card, use the website or mobile application of your bank.

Possible payment methods

  • Bank transfer
    Bank

    Bank transfer
  • Payment by card
    Card

    Payment by card
  • Pay via PayPal
    PayPal

    Pay via PayPal
  • International transfer Western Union or any other
    Western Union

    Western Union
  • Automation from our organization is a complete investment for your business!
  • These prices are valid for the first purchase only
  • We use only advanced foreign technologies, and our prices are available to everyone

Compare configurations of the program

Popular choice
Economical Standard Professional
Main functions of the selected program Watch the video arrow down
All videos can be viewed with subtitles in your own language
exists exists exists
Multi-user operation mode when purchasing more than one license Watch the video arrow down exists exists exists
Support for different languages Watch the video arrow down exists exists exists
Support of hardware: barcode scanners, receipt printers, label printers Watch the video arrow down exists exists exists
Using modern methods of mailing: Email, SMS, Viber, voice automatic dialing Watch the video arrow down exists exists exists
Ability to configure automatic filling of documents in Microsoft Word format Watch the video arrow down exists exists exists
Possibility to customize toast notifications Watch the video arrow down exists exists exists
Choosing a program design Watch the video arrow down exists exists
Ability to customize data import into tables Watch the video arrow down exists exists
Copying of the current row Watch the video arrow down exists exists
Filtering data in a table Watch the video arrow down exists exists
Support for grouping mode of rows Watch the video arrow down exists exists
Assigning images for more visual presentation of information Watch the video arrow down exists exists
Augmented reality for even more visibility Watch the video arrow down exists exists
Temporarily hiding certain columns by each user for himself Watch the video arrow down exists exists
Permanently hiding specific columns or tables for all users of a specific role Watch the video arrow down exists
Setting rights for roles to be able to add, edit and delete information Watch the video arrow down exists
Selecting fields to search for Watch the video arrow down exists
Configuring for different roles the availability of reports and actions Watch the video arrow down exists
Export data from tables or reports to various formats Watch the video arrow down exists
Possibility to use the Data Collection Terminal Watch the video arrow down exists
Possibility to customize a professional backup your database Watch the video arrow down exists
Audit of user actions Watch the video arrow down exists

Back to pricing arrow

Rent of a virtual server. Price

When do you need a cloud server?

Rent of a virtual server is available both for buyers of "Universal Accounting System" as an additional option, and as a separate service. The price does not change. You can order a cloud server rental if:

  • You have more than one user, but there is no local network between computers.
  • Some employees are required to work from home.
  • You have several branches.
  • You want to be in control of your business even while on vacation.
  • It is necessary to work in the program at any time of the day.
  • You want a powerful server without the big expense.

If you are hardware savvy

If you are hardware savvy, then you can select the required specifications for the hardware. You will immediately be calculated the price for renting a virtual server of the specified configuration.

If you don't know anything about hardware

If you are not technically savvy, then just below:

  • In paragraph number 1, indicate the number of people who will work in your cloud server.
  • Next decide what is more important to you:
    • If it's more important to rent the cheapest cloud server, then don't change anything else. Scroll down this page, there you will see the calculated cost for renting a server in the cloud.
    • If the cost is very affordable for your organization, then you can improve performance. In step #4, change the server performance to high.

Hardware configuration

JavaScript is disabled, calculation is not possible, contact the developers for a price list

Order an accounting for credits debt


Credit debt accounting in the USU Software is in full compliance with the accounting regulations, which divides the debt, depending on the repayment period of the loans received, according to the agreement, into long-term - the debt repayment period is more than 12 months, and short-term, when the debt must be paid before the expiration of the annual period. Moreover, the accounting of debt on credits received is organized not only by these two categories but also by creditors and borrowers. This is determined by the status of the organization that installed this software, which can be used by either party to the loan agreement, although, if you consider, that the subject of discussion is the received credits, and their accounting, it means that we are talking about the enterprise that keeps records of received loans.

Control over the current debt on received credits is established in the loan database, where the received credits form their history, starting from the date of application submission, its subsequent approval, and transfer of funds to the appropriate account, debt transactions considering the terms and amounts to be paid, payment of commissions, and percent. Each credit received, has its unique ‘dossier’ in this database with an assigned status that characterizes the current state of the debt, and the status, in turn, is determined by the colour, by which the program users visually monitor the fulfilment of obligations to repay this debt. The debt status on the loan received has several statuses, including timely payment on schedule, violation of payment deadlines, delays, accrual of penalties, and others. The user differentiates statuses according to their degree of problem, without spending time opening each document to familiarize themselves with the status of the debt.

The configuration of an accounting of debt on received loans successfully fulfils one of its main tasks - it saves staff time and visualizes performance indicators to ensure a quick assessment of work processes, which makes it possible to increase the efficiency of processes and staff productivity, the profitability of the enterprise, while conveniently organizing information on debt on credits received and structuring the procedures of its accounting. The installation of the configuration of an accounting of debt on loans received is carried out by the developer, after which a short presentation of all software capabilities is provided, which are not so few, which makes it possible to free staff from performing many daily duties, primarily from participation in accounting and calculations. So, this is how the automated accounting system will conduct these procedures independently, providing the enterprise with the accuracy and speed of processing the data to be recorded.

Moreover, employees are no longer involved in the formation of any documents. The configuration of accounting for debt on received credits makes them independently, freely operating with the data available in the system and the bank of forms built into it, prepared specially to carry out these works. The automatically generated documentation fully complies with all the requirements, meets the request and purpose, this is monitored by the information and reference base, also built into the accounting system, where all the provisions, regulations, norms, and standards are collected, including the preparation of financial statements. The base conducts regular monitoring of the emergence of new amendments to the existing regulatory documents, which considers and adjusts the settings in the system itself to obtain an up-to-date result in the calculations and preparation of documents. The availability of the information and reference base also provides the setting of the calculation, which allows automatic calculations since each operation receives a value expression considering the standards established in the industry and presented in the base.

The responsibility of users includes only one operation - the timely addition to the program of their readings obtained while performing work assignments within the competence. On their basis, the automated accounting system conducts an instant recalculation of current indicators related to the received change, rebuilding the description of the current process, therefore, it is interested in the prompt receipt of primary and current information from users, motivating them to actively participate in the data entry procedure by automatically calculating user piece-rate wages, considering the volume of work registered in electronic work logs. At the same time, users work in personal electronic forms, the information posted in them is marked with a login, which everyone receives together with a protective password to enter the program in order to protect the confidentiality of official information, and therefore, bears personal responsibility for the quality of their data and the timeliness of their input into the system.

In addition to the base of credits, CRM is presented as a customer base, where the accounting of interaction with them is organized, a detailed history of contacts is compiled from the moment of registration. Each personal file contains personal data, contacts, an archive of documents, photos, and a detailed list of work performed by date - calls, letters, meetings, and loan issuance. CRM also stores all offers made to the client, the texts of the mailings sent, copies of identity documents, and a photo from the webcam are attached.

To ensure external interaction, electronic communication functions in several formats - Viber, SMS, e-mail, voice calls, which are used to support mailing and informing. The client is informed automatically based on the maturity dates specified in the credit debt database. There is a reminder of the date and amount of payment, notification of a penalty. Mailings are organized for advertising purposes to promote services and in different formats, depending on the chosen reason to support contacting - individually, in large quantities, and to the target group.

Automatically generated documentation includes any type of reporting, including financial, accounting, statistical and mandatory, standard contract, and invoices. When making a credit application, the program automatically generates a loan agreement in MS Word with the details of clients included in it and the approved loan conditions. When applying for credit, the program automatically calculates the payment considering the interest rate, changes its amount when the exchange rate fluctuates, if the loan is issued in it. The automated system keeps statistics on all indicators, including the number of approved and rejected applications, which allows effective planning. Based on statistical accounting, internal reporting is being formed with the analysis and assessment of all types of work, which makes it possible to improve their quality and ensure profitable growth.

Analysis of current indicators allows us to assess the activity of clients on certain period, loans demand, staff efficiency, deviation from the repayment schedule, and principal debt. Analytical reporting is presented in a convenient and visual form - tables, diagrams, and graphs that visualize the importance of each indicator in generating profits. Analysis of financial resources allows you to assess the quality of the credit portfolio, determine the appropriateness of individual costs, to identify non-productive costs of processes and debts amount.

The installation of the program is carried out by the staff of the USU Software. The only requirement for digital devices is the Windows operating system. After installation, there is a presentation of the capabilities of the application for an accounting of credit debts.