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Nzira dzekubhadhara dzakasiyana

Mhando dzekubhadhara

Sangano rega rega rinoshandisa nzira dzakasiyana dzekubhadhara. Vatengi vanogona kubhadhara nenzira dzakasiyana nekutenga zvinhu kana masevhisi. Uye zvakare iyo kambani pachayo inogona kubhadhara vatengesi nenzira dzakasiyana.

Sei kusarasikirwa nemutengi?

Munguva yedu yemakwikwi akabudirira, zvakakosha zvikuru kuziva kuti urege kurasikirwa nemutengi. Vanhu vakasiyana vanosarudza nzira dzakasiyana dzekubhadhara. Vamwe vanhu vanobhadhara nemari. Vamwe vanoenda nekadhi rekubhengi. Uye vamwe havatombodi kutakura kadhi kuti vasarasikirwe naro. Vanogona kubhadhara zvinhu kana masevhisi vachishandisa QR kodhi pafoni yavo. Zvakare, usakanganwa nezve chizvarwa chekare chevanhu vanodawo kusapotsa sevatengi. Vatengi vezera havagamuchire zvese zvitsva. Kazhinji vanosarudza kushandisa mari.

Kuti usapotsa chero yeavo kana vamwe vatengi, kambani inoda kuchinjika kune mumwe nemumwe mutengi. Kuti urege kurasikirwa nevatengi vatsva uye vekare, unofanirwa kufambirana nenguva. Chinangwa chikuru chebhizinesi chero ripi zvaro kuita mari . Kuti usvike padanho apo mutengi akagadzirira kutenga chimwe chinhu kubva kwauri, unofanirwa kushandisa nguva yakawanda nesimba. Naizvozvo, chero maneja achafara kupa rutsigiro kune dzakasiyana nzira dzekubhadhara. Sangano rega rega rinowanzova rinotarisa mutengi pasina matambudziko, kuitira kuti risarasikirwa nevatengi nemari. Kambani imwe neimwe iri kuedza kushandisa zvakanyanya, saka zvichava nyore kupindura mubvunzo wekuti usapotsa sei mutengi!

Kubhadhara nekadhi rechikwereti - zvakanakira uye zvisingabatsiri

Mabhenefiti ekubhadhara nekadhi rekubhangi

Imwe neimwe nzira yekubhadhara ine zvayakanakira nezvayakaipira. Makadhi ebhangi akatsiva mari, asi haakwanisi kuatsiva zvachose. Chakanakira kubhadhara nekadhi rebhangi ndechekuti haufanire kutakura mari newe, inogona kubiwa. Izvi zvinonyanya nyore kana iwe uchida kubhadhara zvakati wandei mari.

Ngozi yekubhadhara nekadhi rebhangi kune vatengesi

Asi kubhadhara nekadhi rechikwereti hazvina kunaka kune mutengesi. Pakubhadhara kwega kwega kunopfuura nemubhangi, mutengesi anomanikidzwa kubhadhara chikamu chiduku kubhangi kuitira kupindirana. Basa iri rinonzi kuwana . Uye kana paine vatengi vazhinji, kunyangwe madiki makomisheni ebhangi anowedzera kusvika kune inobatika mari yakarasika.

Mukuwedzera, mamwe masangano anogona kuita kaviri kuchengetwa kwebhuku: "chena" uye "dema". "White Accounting" iri pamutemo. "Black bookkeeping" - unofficial, kureva, chaiye. Uye dambudziko nderekuti iwe unofanirwa kuratidza mumitero accounting mari yese yakapfuura nemubhangi. Nekuti chero nyika inodzora kutendeuka kwevemabhizinesi. Uye, kana mitero ichibhadhara mubereko pamari diki pane yakagamuchirwa muakaundi yebhangi, ipapo ipapo nyika inofungidzira kuti chimwe chinhu chakashata. Maakaundi ekubhangi achavharwa. Uye cheki yenyika ichatumirwa kusangano. Iyo kambani icharasikirwa nenguva uye yakawanda mari muchimiro chefaindi uye yakarasika mari panguva yayo yekuderera.

Zvakaipa zvekubhadhara nekadhi rechikwereti kune vatengi?

Kune vatengi, kubhadhara nekadhi rechikwereti kunewo njodzi. Somuenzaniso, mutengi anogona kushandisa mari yakawanda kubva pakadhi pane zvakanyorwa pamubhadharo wake. Mumamiriro ezvinhu akadaro, nyika inozocherechedzawo kuti haugone kushandisa mari yakawanda kupfuura yaunowana. Muchiitiko ichi, mutengi achatsiva iye nemushandirwi wake. Nokuti zviremera zvehurumende zvichatarisa zvose. Mutengi achatariswa mari isingazivikanwe. Uye mushandirwi achatariswa kaviri-entry bookkeeping uye kuburitswa kwe "grey salary". A "grey salary" muhoro usiri wepamutemo usingabviswe mutero.

Ndirini pazvisingabviri kubhadhara nekadhi?

Uyewo, dambudziko guru nemakadhi ebhangi rinoratidzwa mumamiriro ezvinhu ekukurumidzira apo magetsi kana Indaneti yakadzimwa. Hongu, munguva yedu yenhamo kune mamiriro ezvinhu akadaro. Iyo yekubhengi terminal haizokwanise kugamuchira kadhi, unotofanira kumhanya kuATM kunotora mari.

ATM yekubvisa mari

Uye pakarepo iwe uchasangana nerimwe dambudziko paunenge uchishandisa makadhi ekubhangi - iyi ndiyo komisheni yekubvisa mari kubva kuATM. Vazhinji vanobhadhara mihoro yavo kumakadhi. Asi ipapo bhanga rinotora nemufaro chikamu chemari yacho pachayo pakuburitsa mari kubva kuATM.

Rutsigiro rwehurumende kumakadhi ekubhangi

Pasinei nekuipa kwese kwekushandisa makadhi ekubhanga, hurumende zhinji dziri kusimudzira matekinoroji emabhanga padanho rehurumende. Munyika dzakawanda mune mutemo unoti sangano rega rega rinofanira kubvuma kubhadhara nemakadhi ekubhangi pasina kukundikana.

Chirongwa cheUSU hachimanikidzi chero chinhu kune vashandisi vayo. Une kodzero yekusarudza zvachose chero nzira dzekubhadhara dzaunoda. Pinda ivo muchirongwa uye vashandise ivo kubatsira bhizinesi rako.

Gadzira nzira dzekubhadhara

Rondedzero yemaakaundi ekubhangi, makadhi ekubhangi uye masefa

Kana yako yazara dhairekitori yemari yaunoshanda nayo, unogona kuita runyoro "nzira dzekubhadhara" .

Nzira dzekubhadhara inzvimbo dzinogona kugara mari. Izvi zvinosanganisira ' cashier ', kwavanogamuchira mubhadharo nemari, uye ' akaundi ekubhengi '.

Unogona shandisa mapikicha kune chero kukosha kuwedzera kuoneka kweruzivo rwemavara.

Kuburitswa kwemari muaccount

Kana iwe ukapa mari kune mumwe mushandi mune sub-report kuitira kuti atenge chimwe chinhu uye odzosa shanduko, ipapo mushandi akadaro anogona zvakare kuwedzerwa pano kuti atarise chiyero chemari yake.

Akaundi yebhangi imari ipi?

Tinya kaviri kuti uvhure nzira yekubhadhara yega yega kugadzirisa uye ita shuwa kuti ine chaiyo yakasarudzwa "mari" . Kana zvichidiwa, shandura mari.

Iwe unogona kutoisa zita remari muzita renzira yekubhadhara, semuenzaniso: ' Bank account. USD '. Uye kana mari yacho isingataurwi zvakajeka, zvino ichaonekwa kuti nzira yekubhadhara iri mumari yenyika.

Special marks

Ndokumbira utarise kuti nzira dzekubhadhara dzakanyorwa nemamwe mabhokisi ekutarisa.

• Inogona kuiswa "basic" nzira yekubhadhara, kuitira kuti mune ramangwana, paunenge uchiita mubhadharo, inotsiviwa otomatiki uye inokurumidza kuita basa. Iri bhokisi rinofanirwa kutariswa nzira imwe chete yekubhadhara.

• Kana uri kushandisa mari yekunyepera kugadzirisa, wobva waibvisa "mari chaiyo" .

• Masangano ekurapa anoshanda nemakambani einishuwarenzi. Kana iwe ukawedzera kambani yeinishuwarenzi senzira yekubhadhara, usakanganwa kuimaka "enderana chikwekwe" .

• Mucherechedzo wakakosha unofanirwa kuiswa padivi penzira yekubhadhara "mabhonasi" . Mabhonasi imari chaiyo yaunogona kuunganidza kune vatengi kuitira kuti mukutsvaga mabhonasi vanopedza yakatowanda mari chaiyo.

Mabhonasi nenhamba yekadhi

Verenga maitiro aungaita bhonasi accrual nenhamba yekadhi .

Kushanda nemakambani einishuwarenzi

Dzidza maitiro ekumaka kubhadhara paunenge uchishanda nekambani yeinishuwarenzi .

Ita mashandisirwo emari

Pano pakanyorwa manyorerwo emarisiti kana kushandiswa kwemari chero padhesiki remari kana account yekubhanga.

Ona pazasi mamwe misoro inobatsira:

• Mabhonasi nenhamba yekadhi
• Ruzivo rwekuona
• Currencies Directory
• Finance Accounting
• Ita runyoro rwemabasa
• Accounting yezvokurapa zvinhu
• Accounting yekubhadhara kune vanopa zvinhu
• Accounting kune vatengi
• Finance Accounting
• Dhinda QR kodhi
• Rondedzero yemakambani anodyidzana
• Kubhadhara mabasa nekambani yeinishuwarenzi
• Kusvika pakutanga

• Dhawunirodha chirongwa nekudzidziswa kunopindirana